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	Apply, sign & submit - All Online - No Fees Ever 2.1% Rate Reduction for Recent Grads No Penalties for Early Repayment One Easy Monthly Payment



	"This was the most straight-forward, effective, and efficient way to consolidate my loans!"

	-T. Myers, Missouri

Consolidate Your Student Loans & Save 52%

Take control of your finances! With Student Loan Consolidation rates as low as 5.1%, you can reduce monthly payments up to 52%. Save thousands in minutes.Take the first step and qualify today.

Lock in the Lowest Rate - No credit check, No application fees


Select Your Current Enrollment Status:
Not Enrolled	Enrolled less than half-time	Enrolled half-time or more
Are all the loans to be consolidated in repayment?		Yes No
Anticipated graduation date:		[MM/DD/YYYY]

	Do you have over $10,000 in student loans to be consolidated?	Yes No
	You must have a combined total of at least $10,000 in eligible federal student loans you want to consolidate. This is not a minimum amount for each loan, but a total minimum balance for all the eligible federal student loans you wish to consolidate.
	Is this your only consolidation application?	Yes No
	Only one Consolidation application may be processed at a time. If you have an active application with another lender, that application must be cancelled before beginning a new application with ScholarPoint.
	Are your loans in good standing and not in default?	Yes No
	Only non-defaulted loans are eligible for consolidation. Please contact your current lender or guarantor for information on how to resolve your defaulted loan.



First Name	Middle Initial	Last Name


Street Address	City	State	Zip


E-mail Address	Home Phone Number	Date of Birth


Social Security Number	Your Social Security Number will be used only to verify your eligibility for student loan consolidation.

Secure Online Application
Your information is secured through market-leading firewall technology. We also protect the connection between your computer and our server from eavesdropping through industry-standard encryption technology known as Secure Socket Layer (SSL).